Hope

I've been disappointed before. Of course I'm afraid to really believe in things. To really trust them. Who wouldn't be? Sometimes, I can't even trust myself.

I do know one thing, though. Bank of America would never send an email like this:

This is a friendly note to remind you to sign and return the Master Account Agreement (MAA) that you received in the mail about a week ago. Until we've received this document, you won't be able to withdraw or transfer funds from your new account.

If you didn't receive this document, please respond to this email or give us a call right away at 800.788.7000, and we'll send another your way. If you send an email message, please make sure and include the mailing address to which you'd like us to send the document.

If you've recently returned the document to us, then we apologize for any imposition this message may have caused you.

I don't want to get ahead of myself, but that Washington Mutual is looking awfully promising.